
Auto Accidents
Nearly Everyone Has Been or Will Be In an Auto Accident at Some Point in their Lives
Often Those Involved Will Be Fine, But Sometimes They Will Not
Common Causes of Car Accidents
Car accidents happen due to many reasons. Typically, causes can be grouped into three categories: drivers, vehicles, and environment.
Drivers
Intoxicated driving (e.g., alcohol, marijuana, prescription drugs, illicit drugs)
Distracted driving (e.g., eating, texting, disciplining children)
Drowsy driving or falling asleep while driving
Speeding or reckless driving
Decision error (e.g., driving too fast for the conditions, misjudging another driver's actions)
Recognition error (e.g., inattention)
Performance error (e.g., overcompensation, poor directional control)
Vehicles
Tires/wheels-related
Brakes-related
Steering/suspension/transmission/engine-related
Manufacture defects
Environment
Slick roads (e.g., ice, loose debris)
Glare
View obstructions
Signs/signals
Most crashes are the direct result of one or more drivers. Aside from crashes caused by drivers, vehicles, or environmental conditions, there are other reasons that don't fall within these categories. For instance, pedestrians can sometimes be the cause of an accident. In other circumstances, the cause can't be determined.
When the cause of an auto accident is easily identified, liability will also tend to be easily identifiable. More complex auto accident cases, however, require the insight of an experienced auto accident attorney and the knowledge and expertise of expert witnesses.
Types of Accidents and Injuries
The type of injuries you sustain are often the result, in part, of the type of car accident. Most common types of crashes involve the following:
Head-on collisions, which are among the most devastating types of collisions that result in serious and life-threatening bodily injuries
Rear-end accidents, which are among the most common and frequently results in whiplash
Side-impact collisions, which are common, usually occur at intersections and result in a range of injuries depending on where the vehicle was struck
Roll-over accidents, which are less common but result in head and neck injuries
Sideswipe accidents, which are less common and occur when two or more vehicles travel parallel with each other and one swipes the side of the other vehicle
Blind spot accidents, which are less common and occur when one vehicle fails to spot another vehicle while changing or merging into another lane.
Liability for property and bodily damages can often be determined, in part, by the type of accident. It's important to remember, though, that accidents can be complex events, and so though the type may initially and seemingly indicate fault, a thorough investigation must be conducted for a clear understanding of where liability falls.
Injuries sustained from auto accidents can range anywhere from minor to fatal. The types of immediate bodily injuries that are often involved in personal injury claims include:
Broken bones
Lacerations and cuts
Nerve damage
Whiplash
Spinal injuries
Traumatic brain injuries
Chronic pain
Death
Any and all of the above injuries can be serious and life-threatening. All bodily injuries regardless of severity are compensable if you are the victim of the accident. In many cases, psychological, mental, and emotional injuries can be compensable, too.
Dealing With Insurance Companies Can Be Difficult
After a car accident, insurance companies will investigate the cause of the wreck to see who was at fault. They will then often offer to cover the victim's expenses. Insurance companies, however, are for-profit entities. They make money by bringing in premium payments and increase profit margins by minimizing the amount of money they pay out in settlements. For this reason it is not unusual for the insurer to make lowball offers initially in the hopes that the accident victim will take it and the insurer can close their file.
When an insurance company offers a settlement, that offer may not represent the true amount of compensation you deserve. People who are in accidents deserve to be compensated for their:
Medical bills, past, and future
Property damage
Lost wages, past, and future
Reduced earnings
Pain and suffering
Emotional distress
And more
Frequently, insurance settlement offers only cover property damage and medical bills, and only those that have been incurred so far. Sometimes the settlement will also include lost wages, but again, it may only include the wages lost to date and not necessarily future wages or loss of earned income.
By hiring a lawyer and pursuing these other forms of compensation, you can fight for what you really deserve.